General information

Read full terms and conditions for STUDENT-IN, FAS and GIF at www.kammarkollegiet.se

Claim forms: www.kammarkollegiet.se

General student insurance (on-campus)

All students studying in Sweden are covered by a personal injury insurance (a general student insurance) that has been obtained on behalf of universities and colleges within the Swedish state insurance system by Kammarkollegiet. The insurance applies while you are on campus during school hours and during travel to and from the location where university hours are spent.

Exchange students: EU/EEA/Swiss/Nordic Citizens

European Health Insurance Card
European Health Insurance Card

Exchange students who are citizens in an EU/EEA or Nordic country or Switzerland shall bring their European Health Insurance Card (issued by the social insurance office in the home country). The cardholders are entitled to health care with the same conditions as permanent residents in Sweden. Be sure to bring the card whenever you seek medical care. For coverage regarding for example property and liability cover, the Swedish state insurance Student IN applies.

Exchange students: all other citizens

All exchange students are covered by the insurance policy "Student-IN, The Swedish State’s Insurance for Foreign Students in Sweden".

The insurance is valid:

  • during the study period at Stockholm University
  • 2 weeks before and 2 weeks after the study period
  • direct travel to/from your home country.
  • in the Schengen area (for Schengen visa holders; for others valid only in Sweden)
  • valid 24 hours pers day

Examples of coverage:

  • Medical and dental care cover
  • Home transport cover
  • Property cover (only in Sweden!)
  • Liability cover
  • Legal expenses cover

International non-exchange: EU/EEA/Swiss/Nordic Citizens

International non-exchange students who are passport holders and current residents of an EU/EEA or Nordic country or Switzerland shall bring their European Health Insurance Card (issued by the social insurance office in the home country). The card entitles you to health care with the same conditions as permanent residents in Sweden. Be sure to bring the card whenever you seek medical care.

If you did not obtain a European Health Insurance Card in your home country or are an EU/EEA/Swiss/Nordic passport holder, but not a current resident of that country, you will need to arrange your own insurance coverage to cover costs, as medical care without insurance can be very expensive. However, you always have access to emergency care.

Applying for a Swedish personal number

If you will be staying in Sweden for more than a year, you can register with the Swedish Tax Agency for a personal identity number. You will need to show your European Health Insurance Card when you apply for your personal identity number. Once you have received your number, you will be entitled to all healthcare services and pay Swedish patient fees.

International fee-paying students

All fee-paying students are covered by "FAS - The Swedish State’s Insurance for Fee-Paying Students".

The insurance is valid:

  • during the study period at Stockholm University
  • 2 weeks before and 2 weeks after the study period
  • direct travel to/from your home country.
  • in the Schengen area (for Schengen visa holders; for others valid only in Sweden)
  • valid 24 hours pers day

Example of the coverage:

  • Medical and dental care
  • Home transport
  • Third party liability
  • Legal expenses

For more information, contact Tina Larsson, Student Services, tina.larsson@su.se.

Applying for a Swedish personal number

If you have a residence permit valid for a period of more than one year, you can register with the Swedish Tax Agency for a personal identity number. Once you have received your number, you will be entitled to all healthcare services and pay Swedish patient fees. The application procedure can be lengthy, but you will even be fully covered if you need medical assistance during the time it takes to process your application. While you are waiting for your personal identity number, you will need to prove that you have made an application to the Swedish Tax Agency when seeking medical attention.

SI-scholarship holders

Students holding a Swedish Institute scholarship are insured by the Swedish State Group Insurance and Personal Insurance (GIF). The insurance covers illness and accident during the scholarship period. For more information please contact the Swedish Institute.

PhD students

PhD students with an education grant are covered by group life insurance. Spouses are also insured with group life insurance if he/she does not have their own insurance. The insurance covers a basic amount, a supplementary amount as well as a contribution to funeral expenses.

If you need medical care

If you need to see a doctor and one of the above mentioned insurances applies to you:

  • Visit for example “CityAkuten” and pay the fees
  • Contact your coordinator at Stockholm University and complete a claim form
  • Return the form to the coordinator together with all original receipts and a refund will be made