Insurance for outbound students
Students studying abroad through Stockholm University are covered by the insurance Student OUT from Kammarkollegiet.
Students travelling within EU/EEA/Switzerland/United Kingdom and who are covered by a state social security scheme in EU/EEA/Switzerland/United Kingdom should bring their European Health Insurance Card.
For students studying abroad as exchange students, some host universities can require that you also sign and pay for a local insurance in the host country.
It is your responsibility to review your insurance coverage and decide whether you need to have an additional insurance.
Student OUT
Students studying abroad through an agreement with Stockholm University are covered by the insurance Student OUT by Kammarkollegiet. To be covered by the insurance you need to meet certain requirements, for example there generally need to be a registration in Ladok. Please contact the International Coordinator responsible for your studies abroad to see what applies in your situation. The insurance is free and valid two weeks before and two weeks after you study abroad period, 24hrs a day in the host country. The insurance is also valid during direct travel to and from the host country. In order for the insurance to be valid, you need to meet the requirements stated in the terms and conditions. An insurance certificate can be issued by the International Coordinator responsible for your studies abroad.
The insurance for example includes personal injury cover, medical care and dental cover, liability cover, legal cover and crisis and disaster cover. Please note that a home insurance is not included. The insurance does not offer full coverage and its your responsibility to read the terms and conditions and decide to have additional insurance.
Read the full terms and conditions at Kammarkollegiet’s website.
Please note that:
- The insurance does not apply in countries where the Swedish Ministry of Foreign Affairs advises against all travel. If the Ministry of Foreign Affairs advises against all travel to a specific area in a country, the insurance does not apply in that part of the country.
- If you have started your outward journey before the advice has been issued, the insurance will continue to apply during a transitional period (max. 30 days), allowing you to leave the country.
- If the country of study is the country in which you are domiciled, the only clauses that apply are personal injury cover and liability cover.
- If you are in Sweden or another country than your host country and are studying with a university abroad by means of distance learning, the insurance covers accidents which occur during distance learning, if the accident can be directly related to the distance learning.
Please contact your International Coordinator for more information on how this might affect your time abroad.
The European Health Insurance Card
If you are studying abroad in EU/EEA/Switzerland/United Kingdom and are covered by a state social security scheme in EU/EEA/Switzerland/United Kingdom, you should bring your European Health Insurance Card. The card gives you access to medically necessary, state-provided healthcare that can’t wait until you return home, under the same conditions and at the same cost as people insured in your host country.
The card is free and valid for three years. You can order the card from Försäkringskassan or the equivalent in the country you are insured. If you already have a European Health Insurance Card, make sure that it’s valid for the full length of your stay abroad.
United Kingdom
If you are conducting your studies abroad in the United Kingdom, please check what applies to you in this case since the directives might change.
For more information:
If something happens during your stay abroad
In case of acute events such as personal injuries, accidents, changed safety status, etc., where you need immediate assistance, contact Falck Global Assistance on +46 8-587 717 49. You can also find the contact information on your insurance certificate. Falck Global Assistance are open 24hrs a day and they can help you quickly.
Don’t forget to get in touch with your family, your International Coordinator and the contact person at your host university/organisation.
If you need to make an insurance claim
- Initially, you have to pay for medical care, medicines etc. yourself. Save all receipts. Your insurance certificate does not function as means of payment, but is proof that you are covered by the insurance. – If you are studying abroad in the EU/EEA/Switzerland/United Kingdom and have a European Health Insurance Card, you should primarily use this in contact with the health care.
- Fill out an injury report form to make your claim. You can find the form at Kammarkollegiet’s website.
- Submit the form together with original receipts, police report or other relevant documents to the international coordinator at Stockholm University, responsible for your studies abroad.
*During the Covid-19 pandemic you might be allowed to submit the documentation through email, please contact your International Coordinator for further instructions. - The international coordinator at Stockholm University signs the claim and submits all documents and a copy of the current exchange agreement to Kammarkollegiet.
When Kammarkollegiet has processed your claim, they will repay expenses within a couple of weeks.
If you have questions about your insurance case, you can contact Kammarkollegiet at: forsakring@kammarkollegiet.se
State that you are studying abroad through Stockholm University.
Last updated: January 12, 2023
Source: Student Services
