Insurance for EU/EEA/Swiss/Nordic Citizens
If you’re a citizen of any of the EU/EEA countries or Switzerland, you should register for a European Health Insurance Card (EHIC) in your home country before coming to Sweden. If you're a citizen of the UK, you should register for a UK Global Health Insurance Card (GHIC) or the UK EHIC.
The European Health Insurance Card (EHIC), the UK Global Health Insurance Card (GHIC), and UK EHIC give you the right to medical care at the same cost as Swedes. Remember to always bring the card when seeking medical care. If you’re not able to receive your EHIC before leaving home due to long waiting times, you can request a temporary certificate from the same office in your home country that issues the EHIC.
EU/EEA students without EHIC
If you can’t obtain an EHIC in your home country, for example because you have double citizenship, and you’re not a resident in your EU/EEA country of citizenship, you are covered by the Student IN insurance, provided by “Kammarkollegiet”. To obtain an insurance certificate please contact study@su.se. This insurance applies during the period you do not have a Swedish personal identity number.
Please see the information about the Swedish personal identity number below for those studying in Sweden for more than one year.
Nordic countries
If you're a citizen of Finland, Denmark, Norway, or Iceland, a valid ID and home address gives you the right to medical care at the same cost as Swedes even without an EHIC.
Insurance claim - Student IN
To make an insurance claim, download the claim form from Kammarkollegiet's website and send it to study@su.se to confirm your student status. Email the insurance claim and receipt to Kammarkollegiet’s address, as noted in the insurance claim form. Remember to include your receipts and, if applicable, printed electronic receipts.
Note: The claim form must be submitted within three years from the date of the incident.
Exchange student?
If you are an exchange student, you are also covered by the Student-IN for coverage regarding, for example, property and liability.
Apply for a Swedish personal identity number
If you will be staying in Sweden for more than one year, you need to register with the Swedish Tax Agency for a personal identity number. Once you have received your Swedish personal identity number, you will be entitled to all healthcare services and pay Swedish patient fees.
Contact
Last updated: 2026-03-26
Source: Student Services