Insurance for fee-paying students

All fee-paying students studying on-campus at Stockholm University are covered by "FAS+ - The Swedish State’s Insurance for Fee-Paying Students".

The FAS+ Insurance is accepted by the Swedish Migration Agency as a comprehensive health insurance. Your Notification of Selection Results (that you can download from University Admissions) can be used as an insurance certificate when applying for the residence permit at the Migration Agency.

Validity

The insurance coverage applies:

24 hours a day, 7 days a week in Sweden;
during the journey between your home country and Sweden, during the entire period of studies and two weeks before the start of the studies and two weeks after the conclusion of the studies (according to the registration in LADOK);
during the summer school break, if you continue to study at the University after the summer break.

Please note that the insurance covers “emergency” medical and dental care. See the terms and conditions for more information and the definition of “emergency” care.

Terms and conditions FAS+

Home insurance

The FAS+ insurance includes property cover to a certain amount. Please check if this level is relevant to your needs or if you would require additional insurance.

FAS+ insurance cover

Details about home insurance and insurance companies

Insurance for accompanying family members

The Migration Agency does not require that your accompanying family members are insured. However, we strongly recommend that your family members have private health insurance at least during their first half year in Sweden, as healthcare can be very expensive otherwise. You would have to acquire the private insurance on your own from your home country.

Once you and your family arrive in Sweden, provided that you are staying in Sweden for more than one year, you all will have to apply for a Swedish Personal Identity Number. Once you have received the Personal Identity Number, you will be entitled to healthcare at the same cost as Swedish residents. Receiving the Personal Identity Number will take time, which is why we strongly recommend a private health insurance to begin with.

If your study period is shorter than one year, please make sure to have private insurance for your family members for the entire period.

How to submit an insurance claim

When visiting a doctor, remember to keep the paid receipts to be able to claim a reimbursement. If you are issued an invoice, the fee can also be paid directly by Kammarkollegiet. Submit the invoice promptly together with the claim form, by following the steps below.

1. Fill out the claim form titled "Students who pay tuition fees (FAS), Claim form" that you can find on Kammarkollegiet's website (print and sign).

2. Visit either Infocenter in Studenthuset or the student administration at your department in order for your status as a registered fee-paying student at Stockholm University to be confirmed.

Opening hours at Infocenter

List of all departments

3. Send the insurance claim and receipt to Kammarkollegiet’s address or email address, as noted in the insurance claim form. Remember to include your receipts and, if applicable, printed electronic receipts.

Note: The claim form must be submitted within three years from the date of the incident.

If you have questions about the FAS+ insurance through Stockholm University, please contact study@su.se or Kammarkollegiet.

Apply for a Swedish personal identity number

If you have a residence permit valid for more than one year, you need to register with the Swedish Tax Agency for a personal identity number. Once you have received your number, you will be entitled to all healthcare services and pay only the standard patient fees. If you are covered by the FAS+ insurance, the patient fee can be refunded by doing a claim to Kammarkollegiet.

Swedish personal identity number

Contact

Last updated: 2026-05-19

Source: Student Services