What factors drive students to take on debt for their education? A new project funded by Riksbankens Jubileumsfond seeks to uncover the influences behind student loan decisions, aiming to inform better educational policy and financial support systems. Led by researcher Krzysztof Czarnecki at The Swedish Institute for Social Research (SOFI), the study will analyze data from 34 countries to explore how institutional and individual factors shape students' choices around loans.